Good Sam RV Insurance Review 2023

Good Sam RV Insurance Review 2023

Good Sam RV Insurance Review: In this post, you will you’ll find out everything about Good Sam RV Insurance that will help you make a decision when looking for RV Insurance quotes.

Is Good Sam RV Insurance Right For You? That’s the question most people ask when Looking for an RV Insurance Quote. 

Good Sam RV insurance… Is it worth it? Are they trustworthy companies? Should you get your insurance from them?

Good Sam RV Insurance Review 2023

In this article, we’ll go over all there is to know about Good Sam’s insurance policies, including an evaluation of their customer service, an analysis of their pricing structure, and details on any available discounts.

Good Sam RV Insurance review
Good Sam RV Insurance Review

Good Sam Insurance Rating: 4.5/5

Recreational vehicle insurance is one of a kind. To accommodate the wide variety of insurance requirements held by RV owners, this is a necessary feature. RVs are used as primary residences by some people, while others just take them out for short trips once or twice a year.

All the perks of an RV specialized coverage are yours with Good Sam camper insurance. Good Sam’s Club and the Good Sam Extended Service Plan have you covered. Good Sam’s coverage options are reliable whether you’re driving across the United States, Canada, or Mexico.

Is there anything else that Good Sam can provide?

Related: RV Rental Prices: How Much Does It Cost to Rent an RV

Insurance Coverage & Benefits

When you’re shopping for RV insurance, regular auto insurance isn’t good enough. You need a specialized policy to protect you in the camping world. With Good Sam Insurance Agency, you get that specialization. What can you get with Good Sam RV Insurance?

More importantly, Good Sam offers specialty RV insurance.

Why Speciality RV Insurance?

Good Sam Insurance offers numerous coverage types, including basic coverage, RV specific coverage, and Mexico insurance. Let’s review each option:

Basic Coverage: When it comes to standard coverage, Good Sam RV Insurance offers more than any other RV insurance provider. This coverage type will have limits and deductibles, like an auto policy. You have the option for additional coverage which will cover accessories, and personal property kept in the RV such as clothing and outdoor equipment. 

RV Specific Coverage: This is for specific incidences and equipment not covered by your auto policy. Good Sam offers some of the best RV specific policies available. They’re consistently rated highly by consumers, and they rank number one for RV insurance across the country.  

Mexico Coverage: is advised if you plan to drive your RV or travel trailer to Mexico. Most insurance companies do not cover you out of the United States. Mexico requires additional insurance for physical damage, collision, vandalism, and theft. Depending on your primary coverage, you can purchase an additional add on for the duration of your trip.

RV types covered by Good Sam Insurance include motorized RVs Class A, Class B, Class C motorhomes, 5th wheels, travel trailers, Airstreams, campers, bus conversions, and toy haulers.

Good Sam even offers auto coverage, and coverage for motorcycles, boats, and your home or renters as well! If you bundle different coverage options, you can get a lower overall rate.

Above all, Good Sam RV insurance will cover RVs that you live in full time, which many policies do not. They also offer Good Sam Roadside Assistance for RVs as well!

good sam rv insurance coverages Good Sam RV Insurance Review
Good Sam RV Insurance

RVs Covered

Good Sam Enterprises LLC covers more RV types than most other insurances, like National General, including:

  • Class A, B, or C motorhome
  • Conventional and Fifth-wheel trailer
  • Pop-up trailer
  • Truck camper
  • Horse trailer
  • Utility or Travel trailer
  • Toy haulers
  • Bus conversions

In the camping world, it’s important to know that everything is covered, from your motorhome to your travel trailer. Good Sam provides it all, and you don’t have to worry about leaving anything out.

Good Sam Insurance Costs & Discounts

There is no mention of rates anywhere on the Good Sam website, although the company promotes annual savings of $521. We did discover that their rates for RV insurance were often cheaper than those of competing companies.

Insurance rates are affected by a number of variables, some of which are not selectable by the insurance company of your choice. Including;

  • Size, make, model, and year of your RV
  • Your driving history
  • Your credit history

When it comes to discounts, Good Sam Insurance Agency has plenty. 

Multi-Vehicle Discount: If you combine your RV and auto insurance, you can save up to 20% on your policy. Plus, if you get into an accident that’s covered by your insurance, you’ll only have one deductible. 

Paid-in-Full Discount: If you pay your insurance upfront, in full, you can lower your insurance premium. 

Multi-Policy Discount: If you insure your home alongside your RV, you can save up to 10%. 

Safe Driver Discount: As a safe driver, Good Sam will lower your insurance premium the longer you go without filing a claim. 

Anti-Theft Discount: By protecting your RV with anti-theft devices, you’ll earn the anti-theft discount from Good Sam. 

Low Mileage Discount: This discount varies with your mileage, but if you don’t drive your RV much, you might qualify for the low mileage discount.

Good Sam Insurance Customer Service

Good Sam has a reputation for great customer service in the RV community. Their representatives have skills to answer your questions and can guide you to the correct Good Sam insurance policy for your RV. Even if you’re new to the RV world!

Good Sam Insurance Agency customer service is available 24/7 for claims. 

If you have questions about your insurance policy, they’re there to help, but they have set business hours for that, which you can find on their contact page.

Good Sam Contact Information

If you have questions about insurance policies, the Good Sam Club, Good Sam roadside assistance, or if you need to file a claim with them, you can contact them directly. 

Good Sam insurance phone number: 1-888-514-1116 

Good Sam insurance mailing address: 64 Inverness Dr. E, Englewood, CO, 80112

Good Sam Club

The Good Sam Club is another excellent way to save, not only on service, maintenance, and insurance but on perks when you go on vacation. Good Sam Club members get benefits like:

  • Fuel savings and propane discounts
  • Camping world savings and dump service
  • Free shipping
  • Trip planner
  • Camping discounts 

That’s not an exhaustive list—Good Sam Club members enjoy lots of savings. You can even get the Good Sam Club app to find out where members get discounts and the best ways to use them.

Conclusion: Good Sam RV Insurance Review.

In conclusion, every RVer should have specialized RV insurance to protect their rig.

Whether you’re part of the camping world or live in your RV full time, Good Sam Insurance Agency offers plenty of quality coverage and service options when it comes to protecting your RV. While their customer support could use improvements, they insure more types of RVs than any other RV insurance provider.

Not all Good Sam insurance reviews are stellar, but in our opinion, Good Sam gives you more for a lower price compared to other insurance companies. If you want to learn more about their insurance options, visit their website.

Looking for an RV Insurance Quote? Good Sam is the #1 best rated RV insurance provider.