Today you’re going to learn about the Mpesa VISA Card Tanzania.
Specifically, I’ll show you how to create your Mpesa VISA Card in Tanzania.
I will go deep and explore the benefits and limitations of the Mpesa VISA Card, as well as the steps involved in obtaining and using it.
Here is what you need to understand first about M-pesa Virtual Visa Card.
Mpesa VISA Card is a revolutionary virtual card linked to your M-PESA wallet that empowers you to make seamless online payments to international merchants for goods and services.
And at the end of this article, you will say goodbye to the limitations of traditional banking and explore the world of global payments with Mpesa VISA Card Tanzania.
Understanding the Mpesa VISA Card
Mpesa VISA Card is a virtual card that is linked to a user’s M-PESA wallet in Tanzania. This card enables users to make payments to international online merchants for goods and services using their card details. The Mpesa VISA Card is issued to Vodacom M-Pesa customers based in Tanzania, and it is subject to certain terms and conditions (Read here the M-Pesa Virtual Card Terms and Conditions).
M-Pesa is a service offered by Vodacom Tanzania that allows for the transfer of electronic money from person to person, person to business, and business to person via a mobile phone. The service is available to any Vodacom customer registered with M-Pesa and above 18 years of age. Users do not need to have a bank account to use M-Pesa, which makes it a convenient option for many Tanzanians.
The Mpesa VISA Card is an innovative solution that enhances the convenience of M-Pesa services. With this card, users can make payments to international merchants without the need for a physical credit card.
The Mpesa VISA card cannot be a credit card or a charge card, nor is it a debit card linked to a current M-Pesa account. It is a virtual card that is generated via the M-Pesa channel (STK, USSD, or App) by an M-Pesa User and is subject to the conditions of use outlined by Vodacom Tanzania.
This means that the card must be topped up at the time of creation or purchase.
Users will not receive a physical card; instead, they will be sent the card’s credentials via SMS, including the Virtual Card number, expiry date (mm/yy), CVV (Card Verification Value), and other relevant information for online transactions.
Users can access the Mpesa VISA card through the M-Pesa app, which is a mobile application provided by Vodacom Tanzania PLC for M-Pesa customers with Android and IOS phones to utilize M-Pesa services.
What is a CVV? (Card Verification Value)
The Card Verification Value (CVV) is a crucial security feature that ensures the authenticity of the cardholder during the payment process. Customers generate a unique CVV during each transaction, valid for only 30 minutes.
This dynamic CVV adds an extra layer of security, preventing unauthorized use of your Mpesa VISA Card even if someone gains access to your card details.
How to Create Your Mpesa VISA Card in Tanzania? (Jinsi ya kutengeneza Mpesa VISA Card Tanzania)
Creating your Mpesa VISA Card is a straightforward process that we’ll guide you through. Follow these simple steps to create your Mpesa VISA Card in Tanzania:
On M-PESA USSD (*150*00#):
1. Dial *150*00# for M-Pesa USSD.
2. Select “Pay by M-Pesa” (Option 4).
3. Choose “M-PESA Visa Card” (Option 6).
4. Select “Create Card” (Option 1).
Upon successful creation, you will receive an SMS containing your card details.
On M-PESA APP:
1. Log in to your M-Pesa app.
2. Navigate to the “Services” tab.
3. Select “M-PESA Visa Card.”
4. Click on “Create M-PESA Visa Card.”
Your card details will be provided once the creation process is complete.
Overall, creating an Mpesa VISA card in Tanzania is a quick and easy process that can be done right from your mobile phone.
Advantages of Mpesa VISA Card
The collaboration between M-Pesa Tanzania and Visa has brought about numerous advantages for users, including:
1. Global Payment Access
With the Mpesa VISA Card, you gain the ability to make payments to international online merchants for goods and services. No longer limited by traditional banking, you can explore a world of products and services with ease.
2. Wider Acceptance Network
The integration with Visa’s network of over 100 million merchants expands M-Pesa’s acceptance network, giving users more purchasing options and enhancing the system’s utility.
3. Enhanced Revenue Potential
The partnership with Visa opens up new revenue streams for M-Pesa, attracting more users to its wider purchasing network and driving the system’s financial performance.
Before you go…
You have to understand that, with Mpesa Visa Card Tanzania. There are lot of things you can do with it.
For example, you can use the card to pay for Online Digital Marketing Courses, buy connects on Upwork as a freelancer, or even purchase my ebook online and a lot more.
The Mpesa VISA Card marks a significant step forward in the world of digital finance, enabling Tanzanians to make international online payments securely and effortlessly.
